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Community Enrichment
Financial Group
The Community Enrichment Financial Group (CEFG) conducts educational workshops in small community settings to help individuals understand the holistic process of personal financial planning. 
Ted Rich, CLU, RICP, is a member of the Association of Financial Consultants, TM which is an IRS-approved 501(c)(3) non-profit organization. It serves as an informational teaching resource for the general public. Association of Financial Consultants, TM is an all-volunteer non-compensated Non-Profit. Our mission is simple, offer high-quality education through free educational workshops and classes in a non-selling environment. Our member fiduciaries and consultants are committed to public service. Association of Financial Consultants, TM acts as an educational resource for Americans who want to learn more about planning for their financial future. We offer educational workshops and classes at no cost or obligation to the attendees. This service is provided by member fiduciaries and consultants in a completely non-selling environment. Our members are committed to ongoing education to help Americans educate themselves and understand complex financial topics through simple language and are bound by a Code of Conduct that demands integrity, accountability, and transparency. Our member fiduciaries and consultants are licensed professionals and share a passion for educating individuals within their community. Our members donate their time and knowledge in classroom-style settings.
Social Security & Retirement Income Planning
The Ever Changing World of Retirement:
2023 Strategies to Help Reduce Market Risk & Explore Retirement Income Streams
With many changes to Social Security in recent years this workshop discusses the changes that will impact your retirement. There have been new rules for retirement planning have been added every year, including changes to your (RMD) Required Minimum Distribution.
Do you know about THREE BIGGIST RISKS to RETIREMENT that can devastate one’s retirement security? While retirees face many risks, Timing, Inflation and Longevity risks merit special attention.

The Income for Life Model® is an investment strategy with the objective of creating lifetime, inflation-adjusted income. It provides a personal plan for creating your retirement income.
will learn the 3 Biggest Risks to Retirement and help you answer the question "What is Your Income? 
This workshop, which is being taught nationwide, focuses on the importance of understanding your options with Social Security. Topics discusses include: retirement income planning and Social Security timing options.
Please note the speakers are not affiliated or endorsed by the Social Security Administration, Department of Education, IRS, or any other government agency.
Our Team
Ted Rich, CLU ®  RICP ®
Executive Director and Co-founder | Phone: 609-920-1149

Hank Rich

Ted Rich, co-founder of Community Enrichment Financial Group has 40 years of experience in financial education services and has taught more than 300 retirement planning workshops throughout New Jersey since 1986.  Ted completed his Retirement Income Certified Professional (RICP) designation from The American College of Financial Services. This allows him to provide older adults with the advice they need to prepare for and live in retirement


Born and raised in South Jersey, Ted has been in the financial industry since 1983. Ted is a graduate of the University of Delaware and earned his Chartered Life Underwriter (CLU) and Retirement Income Certified Professional (RICP) designations from the American College of Financial Services. In 2013 he received his Retirement Income Planning Certificate from the Wharton School at University of Pennsylvania. . 

Professionally, Ted is a Qualifying & Life Member of the (MDRT) Million Dollar Round Table, the Premier Association of Financial Professionals. In 2023, he achieved his 24th consecutive year of membership and is a 8  time qualifier for MDRT's  prestigious Court of the Table (COT) and a member of its Hall of Fame.  


He has been involved in many community activities and is a Life Member and former Chairman of the Board of the Seashore Gardens Living Center of Galloway Township. In addition, Ted previously served on the Atlantic County Crime Stoppers Board & Linwood Public School Superintendent's Advisory Council. Ted is a Retirement Income Certified Professional  in the Linwood, NJ office of Primary Financial. Ted resides in Linwood with his wife Janet and they have two adult children. 


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Hank, Former External Director and co-founder of Community Enrichment Financial Group.


Hank has made it his focus to help fellow Millennials with reducing debt from student loans and beginning their financial journey through smart financial decisions.


Before joining the financial industry Hank was the External Director of Terp Thon, a dance marathon that supports the Children's Miracle Network, the largest student-run philanthropy in the state of Maryland. Hank served as the Inaugural Chairman for the Terp Thon Alumni Network and is an active alumnus of Phi Kappa Psi Fraternity. 


In June of 2017, Hank accepted an offer to follow his desire to enter the non-profit world where he can make a difference in the lives of children in need. He is now an Senior Associate Director - Children’s Miracle Network Hospitals for the Children’s National Health System in Washington, D.C.  Hank and his wife Brittney reside in Rockville, MD. 

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